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Or should I consolidate my debt with the Public Foundation for Credit Counseling which is a national organization? Is this a good idea to do or should I try one of those debt mangment programs like Allied or CareOne debt program?
What is
Your power to file for a bankruptcy is NOT determined by your amount of debt, but your ability to repay the debt.
To even be able to file for a Chapter 7 you are going to have to pass two means tests. The first is if you merit more than
My repress of 29 years recently walked out on me and our three girls. I’ve been awarded spousal support and child sponsor through the courts. $400 spousal, and 500.00 Child support ( that ends in two years )
Ever since he left, Oct 1st
Look to the regulation for some support, you're likely able to qualify for food stamps / financial assistance at this point. Call your creditors back and ask for misfortune assistance. Tell them that you want to pay the bills off, but at this point if
I've moved recently to another phase and haven't paid CC's in over 2 years! Been unemployed and out on job injury most of that time.
Thanks for any and all information received.
If you still legally owe the debt, it is NEVER too current to file for bankruptcy. Unless those two cards are over $20,000, bankruptcy might not be a good option. You have to remember, bankruptcy will ruin your life financially for 7 years. Earn sure