Texas debtor creditor manual (Lawyers Cooperative practice guides)

When bankruptcy won't help (The family lawyer)

2003 Collier Portable Pamphlet




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A Texas Bankruptcy Lawyer's Blog: Too Much CLE!

by Steve Sather

Last weekend had the convergence of three vital CLE conferences in three particular parts of the rural area. The American Bankruptcy Association held its Annual Source Tryst in Washington, D.C., the Commercial Law Conspire held its Midwest Regional Assignation in Chicago and the Citizen Relationship of Consumer Bankruptcy Attorneys held a confab on the West beach. I am a colleague of both CLLA and ABI and had the peculiar satisfaction of speaking at both conferences. In between my panels, I tried to absorb as much of the proficient CLE offerings as I could, but there was so much more I could have done. I started my CLE marathon in Chicago on Thursday April 29. I heard supreme presentations on electronic demonstration (horrifying jam) and internet law sponsored by the Complex Lawsuit Board. I also attended a think’s panel on moral issues in business and retention, which was co-sponsored by the Chicago Bar Bonding featuring Bruce Coloured (Bankr. N.D.Ill), Carol Doyle (Bankr. N.D.Ill) and...

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Alice Bower discusses Texas Bankruptcy Law

In this video, Alice Bower, Attorney at law, discusses her discipline and the basics of bankruptcy. If you have considered Bankruptcy in the state ...

What can a credit card company actually do when they turn your case over to a lawyer?

May 13, 2007 by reallyfedup | Posted in Credit

I am deliquent on 7 cards for 3 months but only one practical joker has been calling me since the payment was 2 days late. They have called me from 8 am till 10 pm, monday thru sunday. I have written to them and even sent feel discomfited payments at

I suppose Echo and Gwynn have the best answers.

You have almost $30,000 in debts and only clear $10,000 or less per year. It will take you forever to pay off the debts. Your ascribe is already ruined because your debts are huge and your

AnOrdinaryGuy | May 14, 2007

Are there no hold accountable counsellors or social agencies in your town?? Seek them out and follow their guidance.
smiling_freds_biz_info | May 13, 2007

The rely on card company can sue you.
Nicole | May 13, 2007

If the trust card companies get judgments against you they are valid for up to 30 years and earn interest. So, if you ever turn your life around, you will still have these hanging over your fountain-head.
It is best either to settle or in your case go
Sal | May 13, 2007

Do not line Bankruptcy...It is the worst thing you can do.You can get out of this hole you are in but with bankruptcy it is forever. They will threaten to take to you to court but most likely they will hound you forever as a substitute for of taking you to court.When
Sammie&Nick N | May 13, 2007

I have had a citibank take action for along time. I went delinquent on it 2 years ago, payed a little at a time, wasn't good enough. I moved to Texas for my vocation for 2 years, they tried to contact me, but at my address in Florida. Finally I guess they gave up
Dannos | May 13, 2007

They can't do anything to you. Unbend. Do not send them any more money, not even a small amount. Notify them in writing via certified mail, return receipt requested, not to call you any more. They have to prohibition calling if you tell them to. Look in the paper
GUS | May 13, 2007

There should be some faithfulness counseling options that are free to you in your area. Look in your phone book under Credit & Debt Counseling. Be steadfast to ask about fees upfront- not every place is not-for-profit and can charge a whole lot in fees, which
ccgirl7303 | May 13, 2007

I was in that scene a few years ago, and it really sucked. I had just gotten out of the military and couldn't find work other than part time restaurant jobs that didn't pay squat. I couldn't give forth entangled with to pay any credit card bills, I was barely making enough
Kari N | May 13, 2007

Go to Barnes and Noble and buy the log Bankruptcy for Dummies or Texas book on Bankruptcy. Both books are $25 and will not only supply you with the information on how to file, but will provided you with a form so you can do it yourself. The filing fees
Gwynn T | May 14, 2007

There is no wage garnishment for affluent debts (credit cards) in Tx.
But, judgments last for 10 years and are renewable.

You might click on the last link I have provided in my cash in on and do some reading in the Newbie section and then
echo | May 14, 2007

I about Echo and Gwynn have the best answers.

You have almost $30,000 in debts and only clear $10,000 or less per year. It will take you forever to pay off the debts. Your confidence in is already ruined because your debts are huge and your
AnOrdinaryGuy | May 14, 2007

Hi Consociate,

Hiring a lawyer for minor legal problems can be expensive, but there are websites like LawGuru, FindLaw and other places where you can get freely legal advice. I found this website useful - http://www.uelp.org/freelegal.html
veenabalan2007 | May 14, 2007

To those with credit card debt, were you able to avoid Bankruptcy?

Jan 23, 2010 by WE | Posted in Personal Finance

I have been at leisure for 1 1/2 years, searching desperately for a job. I had my last job for 10 years, and live in Texas. I will now need to get part-in days of yore jobs to be able to survive since I am out of unemployment, and have used all of

you can find it in tools on this website http://sitefinance2.notlong.com/1AAgKlg

| Jan 23, 2010

Can I sue my lawyer for Malpractice?

May 07, 2009 by jeld | Posted in Law & Ethics

I filed bankruptcy 5 yrs. ago and we condign finished paying everything off last month. Now we get a letter from the IRS that we still owe thousands of $$$. We went through a lot of suffering and went without for 5 full yrs. We were believe to be scott

Deposit rules for considering a malpractice suit against your lawyer:

Where malpractice is charged in connection with litigation, you must show that the litigation would have ended with a end result more favorable to you except for the

lordreith | May 09, 2009


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